Let’s start by looking at my framework for your Financial Success.
There are 3 parts to your Financial Success and to begin with I’ll ask you 3 key questions:

1. What are your Financial Goals?
It’s important for me to know why you decided to work with a financial advisor. What do you have in mind? Do you have long term goals? Or short term goals?

2. Do you have an Emergency Fund in place?
Calculate your Mortgage and all major Bills plus weekly Groceries per month, then multiply by 6. You’ll then have 6 months of funds in case of emergency. You need to have an Emergency Fund in place but you need to start investing . If you begin simultaneously, but the amount you invest will need to be minimal to also put cash towards your emergency fund.

3. What is your Cash Flow?
I understand what money is coming in and what is going out. I have a simple budget calculator which I share with my clients so you can work this out simply. If you’re not the main person handling the bills then ask the person who does manage this in your household.

The reason I offer paid consultations is that, if you take free financial advice off the internet, they don’t know your personal financial situation and circumstances and it will never realistically cause you to generate wealth.

Financial Planning
After you’ve answered the above 3 questions, I create a financial plan based on the following 4 pillars so you can meet your financial goals:

1. Your Risk Tolerance
2. A plan to pay off your Debts
3. The amount you’re willing to Invest regularly
4. Creating a budget

1. YOUR RISK TOLERANCE
Based on the above, we look at what would be ideal for you to invest in (stocks, gold, farmland, property etc). What you invest in will depend on your risk tolerance.

2. PLAN TO PAY OFF YOUR DEBT
Whenever a client comes to me I tell them you can pay off your debt using your investments. Many people advise you should be debt free however this isn’t required. When you have money coming in (from whatever means), you can take that money, build an Emergency Fund, invest, then pay off your debts using your returns from the Investments. The extra money that’s growing from your investments can pay off the debt.

3. CREATING A BUDGET
It’s important to have discipline and create a monthly budget. This will tell you what money you have surplus every month to go towards your Emergency Fund or Investment. There is no quick solution to anything worthy of receiving and so we need to be disciplined in your spending.

4. THE AMOUNT YOU’RE WILLING TO INVEST REGULARLY
This can be any amount dependent on your situation and circumstances. It can be as little as $50 or $100 a month to start with.

My Process
Here’s what happens when you work with me:
1. I ask you to complete a simple questionnaire
2. I formulate a financial plan that works for YOU long term and short term
3. I explain to you how the plan works for you with a 1:1 consultation call with me and provide you the education around more Investing opportunities that are available to you that I have curated for myself using my network.

How will it work for you?

• Automation - I automate your Investing so the same amount of money comes out of their bank account every month and goes into your Investments.
• Then I offer 3x discounted 1:1 consultation sessions with 50% off, valid for the next 90 days. I offer these sessions as my clients ALWAYS come back to me after their initial 1:1 session to broaden to go in depth on topics like investing for kids etc
• I share 3 different Investment opportunities for the next 3 months. I’m a part of different business groups of 6, 7 and 8 figure female business owners - these groups are paid memberships costing thousands of dollars annually to be a part of so we can mutually benefit. Within these groups I find Investment opportunities for my clients that aren’t available to the general public.

Is this for you?
If you’re serious about investing then yes it’s for you! Can you commit to your own progress? Yes? Then let’s get started.

You can begin with as little as $1 towards Investing but the more you commit to put in, the more results you’ll reap.

My financial plan is not to be admired, but to be replicated. Your goals ARE within reach, a ONE TIME financial plan is worth the investment and can help you to understand how many more opportunities you can enjoy with your money.

Book in a 1:1 financial mapping consultation now.

Here’s an example of when youtube influencers affected stock prices and ended up getting into a lot of trouble for it.

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• No client relationship is assumed by consuming this content
• All content is copyrighted under Invest4LifeMK
• All material is presented for educational purposes only
• No tax advice or financial advice should be solicited